Maybe you are getting close to the age of 65. Maybe you just want to better understand Medicare because you want to help a family member sign up and get the most out of their coverage. Whatever the situation is, you have come to the right place. The first thing that you should know is that when you hit 65, in most cases, you will be required to enroll.
The Background Of Medicare
Medicare is a national health insurance program that was specifically designed for the permanent legal citizens of the United States. Most people will qualify when they hit 65 years of age. However, there are some exceptions to this rule. Anyone that has been drawing Social Security disability income for two years or more can qualify for Medicare Parts A and B. If you have a child with serious health issues who is about to turn 18, he or she might be able to qualify under the Affordable Care Act. Check out your URL to find a trained independent agent that can help you with the signup process.
What Does Part A Cover?
Part A is a plan that most people automatically receive when they signup for Medicare. This part of the plan covers the cost of being in a medical facility. It will cover tests that are done when you are in the hospital, doctor visits, home healthcare inpatient care and skilled nursing facilities, and hospice care. It should be noted that Part A does not cover a patient’s stay is a hospice facility. There will also be a deductible charged when you are hospitalized.
What Does Part B Cover?
If you do not have this type of coverage from another source, you will be required to enroll in Part B. This part of the plan covers anything that is done to you. It covers doctor’s services, medical equipment, outpatient care and home healthcare. It can also cover ambulance services, outpatient procedures, mammograms, cardiac rehab, cancer treatments and blood treatments.